Unlock Rewards with Discover it® Cash Back
Discover it® Cash Back offers 5% in rotating categories, 1% on others, Cashback Match™ in the first year, no annual fee, and top security features.
By: Caxias On
Earn 5% cash back on rotating quarterly categories
The Discover it® Cash Back Credit Card lets you earn 5% cash back on popular spending categories that change every quarter—like gas stations, grocery stores, restaurants, and online shopping—up to the quarterly maximum when activated.
Unlimited 1% cash back on all other purchases
You’ll automatically earn unlimited 1% cash back on all other purchases with no restrictions.
Discover’s Cashback Match™ doubles all the cash back you earn at the end of your first year
One of the card’s most exciting features is Discover’s Cashback Match™, which doubles all the cash back you’ve earned at the end of your first year automatically.
No annual fee and advanced security features
The card charges no annual fee, letting you keep all your earnings, and includes strong security features like free Social Security number alerts and $0 fraud liability on unauthorized purchases.
Discover the Discover it® Cash Back Credit Card
The Discover it® Cash Back offers 5% on rotating categories and 1% on all other purchases. With Cashback Match™ to double your rewards in the first year, no annual fee, and strong security features, it’s a top choice for maximizing rewards.
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How does the 5% cash back program work?
You earn 5% cash back on rotating quarterly categories up to the quarterly maximum when you activate them, and 1% cash back on all other purchases.
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What is Cashback Match™?
Discover will automatically match all the cash back you earn at the end of your first year, doubling your rewards.
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Does the Discover it® Cash Back Credit Card have an annual fee?
No. The card charges no annual fee, allowing you to maximize your cash back earnings.
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How do I activate the 5% cash back categories each quarter?
You can activate your categories online or through the Discover mobile app with just a few clicks before you start earning 5% in that quarter.
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How long does it take to get approved for the card?
Many applicants receive an instant decision online, but in some cases, additional review may take a few business days.
How to Apply for the Discover it® Cash Back Credit Card
Applying for the Discover it® Cash Back Credit Card is quick and easy. Start by visiting Discover’s official website to review the current offer, benefits, and eligibility requirements. The online application form will request basic personal and financial details such as your income, employment status, and Social Security number. After you submit your application, Discover will review your credit profile and may provide an instant decision. If approved, you’ll receive your new card in the mail within a few business days. Activate it promptly to start earning cash back right away. Be sure to check for promotional offers or special deals that may enhance your first-year rewards, like the Cashback Match™ feature. By completing these steps, you’ll soon enjoy the rotating 5% categories, unlimited 1% cash back, and no annual fee offered by the Discover it® Cash Back Credit Card—making it easier to earn rewards on the purchases you make every day.